Live Baccarat | Sexy Baccarat and No Commission Tables
Baccarat is a simple live casino game where bettors must bet on either the Banker or Player getting a better hand. A better hand is based on how cards are valued and the highest value a hand ought to get is a 9.
To be able to win, players will only need to either bet on Player or Banker to be able to win and bettors have no control on which cards will be drawn. In fact, betting on Banker is one common practice as the rules are skewed in favor of this bet.
Live Baccarat General Rules
The general rule of baccarat is to guess whether the Player or Banker Hand will get a higher card value. Card values are read according to the following:
As seen in the bullets above, the values are two digits and only the second digit is read. As such, getting a 5 means having a value of “5” and getting a 9 as a second card will mean getting a total value of “4” as 5+9 is 14.
In certain scenarios, the Player and/or the Banker hand will be dealt a third card in addition to the initial two both hands were dealt with.
Third Card Drawing Rules
Both hands are dealt two cards initially but a third card may be dealt when the initial hand value is low. The rules are as follows:
Player Hand Third Card Drawing Rules
The Player’s hand is dealt a third card when its initial hand value is too low. If the hand value is 6 or above, then a third card is not drawn.
| Player Hand Value | Draw Third Card? |
| 0 | Yes |
| 1 | Yes |
| 2 | Yes |
| 3 | Yes |
| 4 | Yes |
| 5 | Yes |
| 6 | No |
| 7 | No |
| 8 | No |
| 9 | No |
Banker Third Card Drawing Rules
The Banker’s hand is dealt a third card after the Player’s hand is dealt a third card and the Banker’s hand’s card value meets certain requirements in relation to the Player’s third card. The Banker third card drawing rules are more complicated that the Player’s third card drawing rules. Because of this, we’ve prepared a Banker third card rule chart to help players understand it better.
The rules for a Banker’s third card are more complicated as they also involve the player’s third card in certain scenarios. Basically, the Banker gets a third card to give it an edge against the Player. This lowers the chance of a high valued initial hand from getting a lower value by getting a third card.
| Banker Hand Value | Draw Third Card? |
| 0 | Yes |
| 1 | Yes |
| 2 | Yes |
| 3 | Only if Player third card is 8 |
| 4 | Only if Player third is 0, 1, 8, 9 |
| 5 | Only if Player third is 0, 1, 2, 3, 8, 9 |
| 6 | Only if Player third is 6 or 7 |
| 7 | No |
| 8 | No |
| 9 | No |
Based on the table above, a third card is only dealt when the Banker has a low hand value or if the player got dealt certain cards that may increase their value to the point of winning.
Live Baccarat Bets and Payouts
The different bets that a gambler can make on baccarat games will largely depend on the table itself but they generally consist of the following:
| Bet | Winning Condition | Payout |
| Player | Player hand wins | 1:1 |
| Banker | Banker hand wins | Commission Baccarat – 0.95:1 No Commission Baccarat – 1:1 |
| Tie | Both hands have the same value | 8:1 |
| Player Pair/Banker Pair | Player/Banker initial hand is a Pair | 11:1 |
| Either Pair | Either the Player or Banker initial hand is a Pair | 5:1 |
| Perfect Pair | Hand is dealt two identical cards in terms of value and suit | One hand – 25:1 Both hands – 200:1 |
| Player Bonus/Banker Bonus | Win the round on a natural 8 or 9 or by at least four points | Win by 9 points – 30:1 Win by 8 points – 10:1 Win by 7 points – 6:1 Win by 6 points – 4:1 Win by 5 points – 2:1 Win by 4 points – 1:1 Natural win – 1:1 Natural tie – Push |
| Big | Total number of cards dealt is five or six | 0.5:1 |
| Small | Total number of cards dealt is four | 1.5:1 |
Games Similar to Baccarat
Besides baccarat, users will also have access to other similar games including the following:
Dragon Tiger
Dragon Tiger is a card game that’s also called as either One-Card Baccarat or Two-Card Baccarat because the game only deals one card per side or a total of two cards per round. This game also features different game mechanics from baccarat which mainly involves different card values:
The side with the highest card value wins.
Bac Bo
Bac Bo is a dice game where bettors will bet on whether the Player or Banker will get a higher value. Two dice per side will be rolled by a machine with each dice being segregated on their own pockets.
Bet on Teen Patti
While Teen Patti is more of a poker game than a baccarat game, Bet on Teen Patti makes this game more like baccarat by allowing bettors to bet on which side will get a better hand according to Teen Patti rules. The available side bets provide payouts depending on the Teen Patti that may be formed on one Player side or Poker hand that may be formed from the combination of all six cards in the table.
Conclusion
Baccarat is a fun and simple casino game to play that both new and casual gamblers can get started with and enjoy. Players can even learn Teen Patti when playing Bet on Teen Patti before they can go and play the real deal.
Try out 77PH’s baccarat games today, especially Sexy Baccarat from AE Sexy.
